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May 31 2008, 04:11 PM
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#1
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![]() Group: Members Posts: 2,329 Joined: 20-June 07 Member No.: 1,243 |
I get a call from my accountant yesterday letting me know they finally finished my tax return and that I owe $3790 to the IRS. WHAT? Told em they better recount that because I made the same last year and actually got $400 back. Only difference this year is I sold about $8k worth of stock, and capital gains tax should have been under four figures on that. She told me that the figure was so high because I had no business expenses. WHAT? I meticulously kept and turned in every gas receipt, every meal receipt, every expense from buying equipment, every invoice from work done to my truck, every donation writeoff from Goodwill, etc. I made the mistake of being disorganized and not saving receipts last year, not this year. The stupid bitch claims she never got em, even though my mom claims she turned them in. Either way, I'm fucked out of $3800
Oh, and the day before that I went to deposit $1200 in to my checking account, and the lady asked me which checking account I wanted it deposited to. Umm, the only one I have with Compass genius. Turns out I have two, apparently. My mom, unbeknownst to me and without my consent, opened an acct in both of our names, I guess to pay for my health insurance and shit. I told the lady three times I want the money deposited in MY account. I go to check today and it hasn't posted, and I went up there to figure out why (it was cash) and the dumbass says it was deposited in the joint acct. Fine, whatever, transfer it in to my acct immediately. Can't do that, apparently she has to authorize it as well. Fucking morons. An account in my name was opened without my say so, they deposited it in the wrong acct even though I told them 3 times which acct to deposit it in, and now I can't access my own money because they're careless idiots. And people wonder why I hate banks -------------------- ![]() ![]() |
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May 31 2008, 11:36 PM
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#2
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![]() New son Donovan Charles Mummert born July 17, 2008 Group: Members Posts: 8,635 Joined: 22-February 06 From: Port Wentworth, GA Member No.: 15 |
I believe no signature is needed to open a joint account and add someone to the account. All the bank needs is your name, social, and DOB.... all which are things that your mom has. I would blame your mom in this case and not the bank. Yeah, the teller messed up, but accidents happen. That's why I always do ATM deposits.
1) Each account I have has a separate ATM card so I know it's going into the right account. 2) I get a receipt for my deposit 3) I know that the right amount was entered in for the deposit 4) $300 of my deposit hits instantly, no matter what day of the week, what time of day, etc. It could be 1 a.m. on a Sunday and that money is instantly available for me to use. It shows up on my online banking and everything. |
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Jun 1 2008, 10:11 AM
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#3
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![]() Group: Members Posts: 2,329 Joined: 20-June 07 Member No.: 1,243 |
Oh I am blaming my mom. I'm only blaming the bank for not listening to me when I told them what account to deposit it in to. I don't carry the card with my acct number in my wallet because there's always a chance my wallet could fall out when I sit down or I could misplace it or something. If someone else found it and found my bank acct numbers, they'd have access to a LOT of money. And of course I'd usually do ATM deposits but I just got my card and my PIN number hasn't been sent to me.
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Jun 1 2008, 09:16 PM
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#4
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![]() New son Donovan Charles Mummert born July 17, 2008 Group: Members Posts: 8,635 Joined: 22-February 06 From: Port Wentworth, GA Member No.: 15 |
Oh I am blaming my mom. I'm only blaming the bank for not listening to me when I told them what account to deposit it in to. I don't carry the card with my acct number in my wallet because there's always a chance my wallet could fall out when I sit down or I could misplace it or something. If someone else found it and found my bank acct numbers, they'd have access to a LOT of money. And of course I'd usually do ATM deposits but I just got my card and my PIN number hasn't been sent to me. If you think about it, having your bank account number lost or stolen isn't that big of a deal. People see your account number everytime you write a check. Banks require identification for withdrawls so it shouldn't be that big of a deal.
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Jun 2 2008, 01:36 AM
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#5
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![]() GORILLA FLUFFER Group: Agents Posts: 7,711 Joined: 23-February 06 From: lubbock Member No.: 50 |
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Jun 2 2008, 09:50 AM
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#6
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![]() Group: Members Posts: 2,329 Joined: 20-June 07 Member No.: 1,243 |
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Jun 2 2008, 06:22 PM
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#7
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![]() Why so serious? Group: Global Moderators Posts: 5,286 Joined: 22-February 06 From: Fate, TX Member No.: 4 |
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Jun 2 2008, 07:53 PM
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#8
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![]() DEATH TO ....something? Group: Members Posts: 5,618 Joined: 23-February 06 From: Parker, CO Member No.: 55 |
i am ready to unleash warm cum all over that girls tits until she feels like a woman and squirms a lot.
-------------------- I r Ur Gawd!
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