 bank of america won't let you access your money |
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| bank of america won't let you access your money |
 Feb 25 2008, 11:04 AM
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#1
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 Group: Members Posts: 5,275 Joined: 22-February 06 Member No.: 2  |
add this to already long list of reasons not to use bank of america
http://consumerist.com/360064/bank-of-amer...cess-your-money |
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Feb 25 2008, 11:11 AM
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#2
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 Group: Admin Posts: 3,402 Joined: 23-February 06 From: PDX/TXL Member No.: 35 |
QUOTE (Watchman @ Feb 25 2008, 11:04 AM)  add this to already long list of reasons not to use bank of america http://consumerist.com/360064/bank-of-amer...cess-your-money While I understand the guy's frustration, this limit is imposed by other banks as well. I had the problem with Wells Fargo. -------------------- "There is a level of cowardice lower than that of the conformist: that of the fashionable non-conformist." |
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Feb 25 2008, 11:29 AM
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#3
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 New son Donovan Charles Mummert born July 17, 2008 Group: Members Posts: 8,635 Joined: 22-February 06 From: Port Wentworth, GA Member No.: 15 |
I hate to burst anyone's "I Hate Bank of America" bubble but just about every bank and credit card company impose these sorts of limits...with debit and credit cards. Its fraud protection at its finest. See, back in the day, people were responsible for the charges accrued when a card was stolen. Now days, the banks and card companies usually offer fraud protection. If that card had been stolen, the bank would have been liable for that $5800 charge. Just about every checking account has daily limits that cannot be exceeded. All the jackass (I call him this because he must live under some sort of rock) had to do was go to the bank and withdraw the funds. Plan ahead for big debit and credit purchases. It's not rocket science.
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Feb 25 2008, 11:31 AM
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#4
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 Group: Members Posts: 10,620 Joined: 23-February 06 From: Houston, TX Member No.: 48 |
I suppose if you regularly spend over $5,000 out of your checking account, check cards are not for you.
http://www.bankrate.com/brm/news/check_car...problems_a2.asp QUOTE Most banks set check card daily spending limits based on an individual's account, so you may have to call the bank to find out what your limit is. Citibank posts its daily limits on its Web site: For a Gold account, it's $2,000; for Everything accounts, $2,000; all others, $1,000. Bank of America lets each customer set his or her own daily limit.
Most credit unions have the daily spending limit posted clearly on their Web sites and the limits generally range from $1,000 to $3,000. |
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Feb 25 2008, 12:02 PM
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#5
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Fool Group: Members Posts: 2,127 Joined: 23-February 06 From: LBB Member No.: 56 |
Use a credit card and xfer funds to the CC immediately. Duh. "People are stupid."
-------------------- Spam? Isn't that something poor people eat?
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Feb 25 2008, 12:21 PM
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#6
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 From Atlantis to Interzone Group: Global Moderators Posts: 2,512 Joined: 23-February 06 From: Somewhere in space and time Member No.: 65 |
Yeah. You really should plan big purchases like that in advance with your bank.
But BoA still sucks. -------------------- QUOTE (Spectatrix @ Oct 13 2006, 09:51 PM) Holy shit, pebkac, you're awesome! "Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind." - Theodor Seuss Geisel (AKA Dr. Seuss) "An idea that is not dangerous is unworthy of being called an idea at all." - Oscar Wilde |
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