 Auto Insurance |
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| Auto Insurance |
 Aug 10 2007, 08:44 AM
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#1
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 New son Donovan Charles Mummert born July 17, 2008 Group: Members Posts: 8,635 Joined: 22-February 06 From: Port Wentworth, GA Member No.: 15  |
Its that time of the year again where I need to renew my policy. Currently, Im with Progressive, but I just did a quote with Geico and they are over $100 cheaper. I know its a matter of shopping around, but I wanted to know what insurance company ya'll use so that I could do a quote with them too. I just did esruance and AllState. Both were more expensive than Progressive. Anyways, any information you can give me would certainly help. Thanks.
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Aug 10 2007, 08:52 AM
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#2
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Group: Admin Posts: 6,906 Joined: 22-February 06 From: Austin Member No.: 9 |
I use USAA, but you have to have military ties to use them. My dad, who was in the Coast Guard, was a member, so I'm eligible as a legacy member. Previously I was with Geico and I was perfectly happy with their customer service, but they were gouging me on my comprehensive and collision premiums. USAA was a third the price ($300 vs. geico's $850 for 6 months).
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Aug 10 2007, 09:00 AM
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#3
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 Group: Members Posts: 10,620 Joined: 23-February 06 From: Houston, TX Member No.: 48 |
I use Allstate and pay $900/yr for full coverage on my '06 truck. I've used them for about 4 years now. I also have homeowners through them so there's some kinda discount applied. Their commercials don't lie about the safe driver discount thing.
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Aug 10 2007, 09:10 AM
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#4
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Fool Group: Members Posts: 2,127 Joined: 23-February 06 From: LBB Member No.: 56 |
I use Progressive at ~$330 every 6 months with whatever teh minimum coverages are for those under auto loans. It's like 25/50 or some such.
-------------------- Spam? Isn't that something poor people eat?
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Aug 10 2007, 10:27 AM
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#5
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New son Donovan Charles Mummert born July 17, 2008 Group: Members Posts: 8,635 Joined: 22-February 06 From: Port Wentworth, GA Member No.: 15 |
I guess my premiums are still sucky because im only 22. I have never had a ticket go on file, and have never been involved in an accident. Blah. Plus, I have to have really good insurance because Im leasing the Titan. There is minimums I have to meet under the lease contract. So yeah, Im getting super low deductibles on everything and Im getting high payouts for personal injury and property damage. Pretty much getting the best on everything. Suckage.
Currently, Im getting a rate of $538 from Geico. Dont think Ill be able to beat that. I dont qualify for USAA because my dad only works civil service for the military. |
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Aug 10 2007, 11:29 AM
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#6
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Fool Group: Members Posts: 2,127 Joined: 23-February 06 From: LBB Member No.: 56 |
I say you get a new loan. Not all require you to take the lowest deductible.
-------------------- Spam? Isn't that something poor people eat?
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Aug 10 2007, 11:46 AM
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#7
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Group: Members Posts: 10,620 Joined: 23-February 06 From: Houston, TX Member No.: 48 |
QUOTE (Jessica @ Aug 10 2007, 11:27 AM)  I guess my premiums are still sucky because im only 22. I have never had a ticket go on file, and have never been involved in an accident. Blah. Plus, I have to have really good insurance because Im leasing the Titan. There is minimums I have to meet under the lease contract. So yeah, Im getting super low deductibles on everything and Im getting high payouts for personal injury and property damage. Pretty much getting the best on everything. Suckage. Currently, Im getting a rate of $538 from Geico. Dont think Ill be able to beat that. I dont qualify for USAA because my dad only works civil service for the military. I don't know a lot about how lease insurance works, but $538 is not that bad on a new vehicle with full coverage. |
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Aug 10 2007, 12:32 PM
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#8
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CHEE CHEE Group: Members Posts: 5,026 Joined: 23-February 06 From: trapped in the hoezone layer Member No.: 39 |
usaa hombres. charlies up in there makin me dollabillz
-------------------- Little monkeys making money
Naked monkey looking funny Mighty males are strong and free Female monkey, not so lucky Rocking monkeys, funky monkeys Monkeys sticking other monkeys Monkeys wrong or monkeys right Mostly flexing monkey might |
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Aug 10 2007, 04:14 PM
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#9
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New son Donovan Charles Mummert born July 17, 2008 Group: Members Posts: 8,635 Joined: 22-February 06 From: Port Wentworth, GA Member No.: 15 |
QUOTE (impala454 @ Aug 10 2007, 11:46 AM) I don't know a lot about how lease insurance works, but $538 is not that bad on a new vehicle with full coverage. yeah, its not bad. I was just kinda hoping to get in the $480 range. But I got even better coverage than what the lease calls for so yeah. I can expect the high rates
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Aug 11 2007, 03:13 PM
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#10
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I was raised on the dairy, BITCH! Group: Members Posts: 3,080 Joined: 23-February 06 From: Cedar Park Member No.: 49 |
i still want to know why everyone thinks women are safer drivers and are therefore entitled to insurance discounts
i don't know how many times i've nearly been killed by stupid fucking battleaxe bitches and hormonal soccer moms on cellphones -------------------- "Ah, y'know it's funny, these people they go to sleep, they think everything's fine, everything's good. They wake up the next day and they're on fire."
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Aug 11 2007, 03:33 PM
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#11
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 Group: Members Posts: 1,761 Joined: 23-February 06 From: Lubbock/Dubai Member No.: 57 |
im paying 430 for a 95 chrysler just for the most basic insurance...and i never have been in a car crash..and have gotten one ticket which was taken off of my record
-------------------- bored...so i did this
http://beerlist.wetpaint.com/ |
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Aug 11 2007, 03:39 PM
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#12
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I was raised on the dairy, BITCH! Group: Members Posts: 3,080 Joined: 23-February 06 From: Cedar Park Member No.: 49 |
what are your dedcutibles?
i want to know how everyone is paying so little -------------------- "Ah, y'know it's funny, these people they go to sleep, they think everything's fine, everything's good. They wake up the next day and they're on fire."
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Aug 11 2007, 10:21 PM
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#13
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New son Donovan Charles Mummert born July 17, 2008 Group: Members Posts: 8,635 Joined: 22-February 06 From: Port Wentworth, GA Member No.: 15 |
uninsured motorist damage- $250 deductible
collision- $999 deductible comprehensive- $99 deductible. I think that is pretty low deductibles. The collision could be lower but that gets really pricey. Everything else I think I have the lowest on. |
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Aug 11 2007, 11:46 PM
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#14
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Fool Group: Members Posts: 2,127 Joined: 23-February 06 From: LBB Member No.: 56 |
$344 for 6 months on 2003 Ford Ranger
BODILY INJURY & PROPERTY DAMAGE LIABILITY $92.00 - BI $25,055 EACH PERSON - $50,055 EACH ACCIDENT - PROPERTY DAMAGE LIABILITY - $25,055 EACH ACCIDENT COMPREHENSIVE ACV LESS $995 DEDUCTIBLE $65.00 COLLISION ACV LESS $995 DEDUCTIBLE $144.00 UNINSURED/UNDERINSURED MOTORIST BODILY INJURY $9.00 - $25,055 EACH PERSON - $50,055 EACH ACCIDENT UM/UIM PROPERTY DAMAGE $25,055/ACCIDENT $18.00 - $250 DEDUCTIBLE APPLIES TO PROPERTY DAMAGE PERSONAL INJURY PROTECTION $16.00 - $2,525 EACH ACCIDENT/EACH PERSON This was my rate back in February when I was 24. Should be getting a new one for August shortly. -------------------- Spam? Isn't that something poor people eat?
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Aug 11 2007, 11:56 PM
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#15
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I was raised on the dairy, BITCH! Group: Members Posts: 3,080 Joined: 23-February 06 From: Cedar Park Member No.: 49 |
Ok.
I was gonna say. If you're paying low deductibles and getting those rates I must be doing something wrong. Most of my deductibles are 500 or less so I pay more for the premium. -------------------- "Ah, y'know it's funny, these people they go to sleep, they think everything's fine, everything's good. They wake up the next day and they're on fire."
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