 Credit Reports stuff |
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| Credit Reports stuff |
 Feb 6 2009, 05:41 PM
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#16
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Corrupting the youth of America Group: Members Posts: 528 Joined: 12-May 06 From: Alice, TX Member No.: 176  |
QUOTE (Psykopath @ Feb 6 2009, 05:03 PM)  Yeah, I'm going to make that perfectly clear to whatever salesman I speak with. ...and yeah, first time financing. i was actually able to get no down-payment cause i was a recent college graduate...see if they have something like that that would apply to you,... then i traded in my old taurus in and gave that to them -------------------- Brandon....you're the reason I'm pro-choice.
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Feb 6 2009, 05:52 PM
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#17
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 Why so serious? Group: Global Moderators Posts: 5,286 Joined: 22-February 06 From: Fate, TX Member No.: 4 |
QUOTE (RitalinJunkie @ Feb 6 2009, 05:41 PM) i was actually able to get no down-payment cause i was a recent college graduate...see if they have something like that that would apply to you,... ooo nice -------------------- |
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Feb 6 2009, 06:08 PM
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#18
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 Group: Members Posts: 10,620 Joined: 23-February 06 From: Houston, TX Member No.: 48 |
With vehicle financing, it's always better to pay a down payment. The amount doesn't really matter, just the fact that you're paying one. $500 is plenty. If you can afford to, more is better, but $500 is way better than $0.
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Feb 6 2009, 06:28 PM
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#19
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Why so serious? Group: Global Moderators Posts: 5,286 Joined: 22-February 06 From: Fate, TX Member No.: 4 |
QUOTE (impala454 @ Feb 6 2009, 06:08 PM) With vehicle financing, it's always better to pay a down payment. The amount doesn't really matter, just the fact that you're paying one. $500 is plenty. If you can afford to, more is better, but $500 is way better than $0. Yeah, $500 is what I'm probably going to put down no matter what vehicle I end up getting. (at least that's what I've been planning for) Yay for income tax return plus paycheck on the 25th. This post has been edited by Psykopath: Feb 6 2009, 06:29 PM -------------------- |
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Feb 6 2009, 07:11 PM
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#20
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Why so serious? Group: Global Moderators Posts: 5,286 Joined: 22-February 06 From: Fate, TX Member No.: 4 |
What sort of interest rates should I expect for, say, a 60 month term?
Sorry about all the questions...just bored/curious. =) -------------------- |
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Feb 6 2009, 07:46 PM
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#21
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 Group: Moderators Posts: 2,499 Joined: 23-February 06 From: El Paso Texas Member No.: 32 |
QUOTE (impala454 @ Feb 5 2009, 11:06 PM) Dizzzamn... chick reminds me of Jennifer Love Hewitt a few years ago... not all that keen on tramp stamps though. Looks great  They took just the right amount.QUOTE (Psykopath @ Feb 6 2009, 06:11 PM) What sort of interest rates should I expect for, say, a 60 month term? Sorry about all the questions...just bored/curious. =) depends, how good is your credit? -------------------- |
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Feb 6 2009, 08:59 PM
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#22
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Why so serious? Group: Global Moderators Posts: 5,286 Joined: 22-February 06 From: Fate, TX Member No.: 4 |
Should be pretty good.
Only have two student loans, both in good standing. Never missed/been late on any payments, for those or anything else (like cell phone and such). -------------------- |
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Feb 7 2009, 12:19 AM
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#23
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Group: Members Posts: 10,620 Joined: 23-February 06 From: Houston, TX Member No.: 48 |
Any time you need to know the current rates, just go to bankrate.com. There's a blue tabbed box that has all the current rates you'll need. 7.07% for a 60 month auto right now... pretty good considering it was like 8.5 six months ago or so.
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Feb 7 2009, 01:16 PM
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#24
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Group: Admin Posts: 6,906 Joined: 22-February 06 From: Austin Member No.: 9 |
My car rate was 9.1%. But I had like zilch credit...
This post has been edited by Spectatrix: Feb 7 2009, 01:16 PM -------------------- |
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Feb 7 2009, 05:23 PM
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#25
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Group: Moderators Posts: 2,499 Joined: 23-February 06 From: El Paso Texas Member No.: 32 |
i got a used truck(07 silverado) in July @ 5.9%
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Feb 7 2009, 08:55 PM
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#26
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 Eric The Sexy Group: Moderators Posts: 831 Joined: 23-February 06 Member No.: 30 |
i got a new (2008) truck in Dec 07 and my rate was 5.3% (4 years)
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Feb 8 2009, 10:32 AM
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#27
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Group: Members Posts: 756 Joined: 22-February 06 From: san marcos, tx Member No.: 27 |
i got a pt cruiser september 2007 for 6.5%
i've built up my credit card balance up to 14,000 right now, and my interest rate on it will be around 5.5 the next time that i ask for a rate decrease. So hopefully I can finance myself on my next car purchase. |
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Feb 8 2009, 10:33 AM
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#28
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Group: Members Posts: 10,620 Joined: 23-February 06 From: Houston, TX Member No.: 48 |
you have a balance or a limit at $14,000?
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Feb 8 2009, 10:40 AM
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#29
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Group: Members Posts: 756 Joined: 22-February 06 From: san marcos, tx Member No.: 27 |
available balance.
so i guess limit was the correct word. leave me alone i'm sick haha. |
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Feb 8 2009, 04:01 PM
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#30
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Group: Members Posts: 10,620 Joined: 23-February 06 From: Houston, TX Member No.: 48 |
I wasn't really correcting so much as curious
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