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cmac
post Aug 18 2007, 01:41 PM
Post #1





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I need a credit card.
I know very little about what I want.
It's important that it will collect airline miles and I'd like for it to have some sort of reward points too.
I obviously would like a low interest rate.
I don't mind a small annual fee.
I bank at Wells Fargo if it helps.
Any suggestions?


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pysex
post Sep 25 2007, 09:48 PM
Post #2


I was raised on the dairy, BITCH!


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stay away from crap like that


even though they clearly state you will be enrolled in a monthly service, the way they handle customers is borderline scamming


like mentioned

go through annualcreditreport.com or something that's sponsored by a reputable organization or by the credit bureaus

also..it's better to go through your bank to get credit reports...i know some offer some kind of financial advice and you can get one cheap that way


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Spectatrix
post Sep 26 2007, 07:23 AM
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QUOTE (pysex @ Sep 25 2007, 10:48 PM) *
go through annualcreditreport.com or something that's sponsored by a reputable organization or by the credit bureaus

Not that I'm disagreeing with you, but it's worthy of note that FreeCreditReport.com is actually sponsored by Experian. laugh.gif


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impala454
post Sep 26 2007, 08:38 AM
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QUOTE (Spectatrix @ Sep 26 2007, 08:23 AM) *
Not that I'm disagreeing with you, but it's worthy of note that FreeCreditReport.com is actually sponsored by Experian. laugh.gif

yeah when i called to cancel, the lady was like "which site was it again?" and listed like ten different websites that they operate with.
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Posts in this topic
- cmac   Credit Card   Aug 18 2007, 01:41 PM
- - dauss   I need a credit card. Get one, there's a shit...   Aug 18 2007, 03:01 PM
- - cmac   i have a Visa debit card through Wells Fargo. I...   Aug 18 2007, 03:07 PM
- - 1up   I have the Platinum AAdvantage Mastercard through ...   Aug 18 2007, 04:10 PM
|- - Hartmann   QUOTE (1up @ Aug 18 2007, 05:10 PM) I hav...   Aug 20 2007, 09:50 AM
|- - 1up   QUOTE (Hartmann @ Aug 20 2007, 10:50 AM) ...   Aug 20 2007, 10:42 AM
- - Fedor   i have a black mastercard mannnnnnn i get money b...   Aug 18 2007, 06:44 PM
- - 2wolUTT   Mexican American Express   Aug 18 2007, 09:50 PM
- - Spectatrix   You don't want a rewards card if you expect to...   Aug 18 2007, 10:18 PM
- - James   Never cancel a credit card unless you can use it t...   Aug 20 2007, 06:48 AM
- - impala454   best way to build credit is to keep a balance. i ...   Aug 20 2007, 08:36 AM
|- - Spectatrix   QUOTE (impala454 @ Aug 20 2007, 09:36 AM)...   Aug 20 2007, 08:59 AM
|- - impala454   QUOTE (Spectatrix @ Aug 20 2007, 09:59 AM...   Aug 20 2007, 09:26 AM
|- - lamont's lament   QUOTE (impala454 @ Aug 20 2007, 10:26 AM)...   Aug 20 2007, 10:07 AM
||- - impala454   QUOTE (lamont's lament @ Aug 20 2007, 11...   Aug 20 2007, 10:13 AM
||- - Spectatrix   QUOTE (impala454 @ Aug 20 2007, 11:13 AM)...   Aug 20 2007, 10:19 AM
|||- - impala454   QUOTE (Spectatrix @ Aug 20 2007, 11:19 AM...   Aug 20 2007, 12:25 PM
||- - lamont's lament   QUOTE if you can afford to buy a $3000 tv eve...   Aug 20 2007, 10:28 AM
||- - impala454   QUOTE (lamont's lament @ Aug 20 2007, 11...   Aug 20 2007, 12:28 PM
|- - dauss   QUOTE (impala454 @ Aug 20 2007, 09:26 AM)...   Aug 20 2007, 06:26 PM
- - Hartmann   Just a quick note, if you have a couple of credit ...   Aug 20 2007, 09:47 AM
- - Spectatrix   I have purchased a car before and I got a halfway ...   Aug 20 2007, 09:58 AM
- - moebary   QUOTE (impala454 @ Aug 20 2007, 10:26 AM)...   Aug 20 2007, 10:00 AM
|- - impala454   QUOTE (moebary @ Aug 20 2007, 11:00 AM) ...   Aug 20 2007, 10:06 AM
|- - Spectatrix   QUOTE (impala454 @ Aug 20 2007, 11:06 AM)...   Aug 20 2007, 10:10 AM
|- - impala454   QUOTE (Spectatrix @ Aug 20 2007, 11:10 AM...   Aug 20 2007, 10:17 AM
- - Spectatrix   To clarify, I don't think that carrying a smal...   Aug 20 2007, 10:00 AM
- - impala454   it definitely matters how much credit you have ava...   Aug 20 2007, 10:02 AM
- - cmac   wow, i didn't mean for this to turn into an ar...   Aug 20 2007, 10:19 AM
- - 1up   The world is coming to an end because I'm goin...   Aug 20 2007, 10:37 AM
- - moebary   QUOTE (impala454 @ Aug 20 2007, 11:06 AM)...   Aug 20 2007, 11:12 AM
- - blaarg   just pay everything in cash and everything is chea...   Aug 20 2007, 12:49 PM
|- - Hartmann   QUOTE (blaarg @ Aug 20 2007, 01:49 PM) ju...   Aug 20 2007, 01:03 PM
- - impala454   and for most people, it's a little difficult t...   Aug 20 2007, 01:06 PM
|- - Hartmann   QUOTE (impala454 @ Aug 20 2007, 02:06 PM)...   Aug 20 2007, 01:17 PM
- - impala454   exactly. which is why you see even mega rich peop...   Aug 20 2007, 02:03 PM
- - blaarg   but then you don't get to carry your assets ar...   Aug 20 2007, 02:08 PM
- - Fedor   That's how I roll. Randy Moss style. Straight ...   Aug 20 2007, 02:39 PM
- - 1up   For the people saying you have good credit without...   Aug 20 2007, 07:55 PM
|- - Spectatrix   QUOTE (1up @ Aug 20 2007, 08:55 PM) For t...   Aug 20 2007, 08:29 PM
|- - dauss   QUOTE (1up @ Aug 20 2007, 07:55 PM) For t...   Aug 20 2007, 08:54 PM
|- - 1up   QUOTE (dauss @ Aug 20 2007, 09:54 PM) 800...   Aug 20 2007, 09:01 PM
|- - impala454   QUOTE (dauss @ Aug 20 2007, 09:54 PM) 800...   Aug 20 2007, 09:36 PM
- - schwab   i could care less about my credit.... but then ag...   Aug 20 2007, 08:03 PM
- - impala454   well i think the coolest thing you can do is take ...   Aug 20 2007, 08:37 PM
- - Spectatrix   Well sure, that's cool and all. You just have...   Aug 20 2007, 08:57 PM
- - dauss   how much is it to check the score again? start a ...   Aug 21 2007, 10:47 AM
- - 1up   you get one free one a year, if you already used y...   Aug 21 2007, 11:02 AM
- - Spectatrix   The *report* is free, the score is not. Unless yo...   Aug 21 2007, 11:42 AM
- - impala454   experian.com has a free report including the score...   Aug 21 2007, 11:57 AM
- - impala454   here's a sample of what the free one on experi...   Aug 21 2007, 12:08 PM
|- - Spectatrix   QUOTE (impala454 @ Aug 21 2007, 01:08 PM)...   Aug 21 2007, 01:11 PM
- - impala454   right but the only reason mine isn't 50 pts hi...   Aug 21 2007, 02:08 PM
|- - Spectatrix   QUOTE (impala454 @ Aug 21 2007, 03:08 PM)...   Aug 21 2007, 02:58 PM
- - dauss   how is it free? I've already used my experian...   Aug 21 2007, 02:27 PM
- - impala454   dunno just did it and it didnt cost anything.   Aug 21 2007, 02:44 PM
- - lamont's lament   that's not the FICO score   Aug 21 2007, 02:52 PM
- - Spectatrix   QUOTE (dauss @ Aug 21 2007, 03:27 PM) how...   Aug 21 2007, 03:04 PM
- - impala454   it's all the same crap. it's not like you...   Aug 21 2007, 03:14 PM
- - 1up   I think you do have to pay extra to get your FICO ...   Aug 21 2007, 03:14 PM
- - impala454   well the main thing people need to keep in mind is...   Aug 21 2007, 03:21 PM
- - jwttu   it'll be hard to get a loan with a good rate a...   Aug 21 2007, 05:04 PM
|- - impala454   QUOTE (jwttu @ Aug 21 2007, 06:04 PM) it...   Aug 21 2007, 05:50 PM
- - dauss   well, this is totally messed up. When I signed my...   Aug 21 2007, 05:42 PM
- - impala454   and dauss that's freakin weird... 840? i...   Aug 21 2007, 05:53 PM
- - JRockTTU   I fucking gave up on this thread when Impala start...   Aug 21 2007, 05:59 PM
|- - impala454   QUOTE (JRockTTU @ Aug 21 2007, 06:59 PM) ...   Aug 21 2007, 07:56 PM
|- - JRockTTU   QUOTE (impala454 @ Aug 21 2007, 08:56 PM)...   Aug 23 2007, 10:31 AM
|- - impala454   QUOTE (JRockTTU @ Aug 23 2007, 11:31 AM) ...   Aug 23 2007, 11:01 AM
|- - JRockTTU   QUOTE (impala454 @ Aug 23 2007, 12:01 PM)...   Aug 23 2007, 05:53 PM
|- - impala454   QUOTE (JRockTTU @ Aug 23 2007, 06:53 PM) ...   Aug 23 2007, 08:35 PM
- - Epic   my transunion is 756. lets see if i can't get...   Aug 22 2007, 10:16 PM
- - schwab   i signed up for an american airlines one today.......   Aug 23 2007, 06:31 PM
- - cmac   so i have a credit card i got from wells fargo a w...   Aug 25 2007, 02:20 PM
- - impala454   if you're never gonna use it, yeah cancel it.   Aug 25 2007, 02:46 PM
- - Hartmann   Sorry to dig this thread up but thought I would sh...   Sep 25 2007, 11:38 AM
- - Jessica   I had the same problem a year ago; however, I got ...   Sep 25 2007, 11:47 AM
- - cmac   i used freecreditreport and they asked for a credi...   Sep 25 2007, 11:53 AM
|- - Hartmann   QUOTE (cmac @ Sep 25 2007, 12:53 PM) i us...   Sep 25 2007, 11:58 AM
|- - Spectatrix   QUOTE (Hartmann @ Sep 25 2007, 12:58 PM) ...   Sep 25 2007, 01:55 PM
- - cmac   RE: Credit Card   Sep 25 2007, 12:33 PM
- - Hartmann   My screen does not show that. However, my dad jus...   Sep 25 2007, 12:36 PM
- - cmac   i did forget to call and cancel though and they ch...   Sep 25 2007, 12:39 PM
- - impala454   yeah same here, you got the number handy?   Sep 25 2007, 12:45 PM
- - cmac   1-877-481-6826   Sep 25 2007, 12:51 PM
- - schwab   since this thread is about credit cards i now hav...   Sep 25 2007, 09:22 PM
|- - Hartmann   QUOTE (schwab @ Sep 25 2007, 10:22 PM) si...   Sep 26 2007, 07:58 AM
- - pysex   stay away from crap like that even though they c...   Sep 25 2007, 09:48 PM
- - Spectatrix   QUOTE (pysex @ Sep 25 2007, 10:48 PM) go ...   Sep 26 2007, 07:23 AM
- - impala454   QUOTE (Spectatrix @ Sep 26 2007, 08:23 AM...   Sep 26 2007, 08:38 AM


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