Where do you bank? / Online banking Options

[cmac]

I currently bank at Wells Fargo and am satisfied with that, but I have been hearing good things about banks that are online based.
For example, ING and etrade .
Looks like you can earn ~4% interest on savings and checking in some cases.
Anyone have any experience with this?

[Chango]

I use Wells Fargo, but only because they're the biggest bank in College Station and have ATMs everywhere. I'm sure that as soon as I move elsewhere, I'll switch banks. Y'all are making ING sound pretty damn sexy.

[Spectatrix]

I use Wells Fargo, but only because they're the biggest bank in College Station and have ATMs everywhere. I'm sure that as soon as I move elsewhere, I'll switch banks. Y'all are making ING sound pretty damn sexy.

ING is pretty sweet. There are other banks out there with higher savings rates (5% vs. ING's 4.5%), but ING has been pretty good about raising their rates over the years, so I haven't been inclined to switch. I figure that as soon as I do, ING will up theirs to 5.25% or something... lol. Plus I've only heard of one bank around Austin that has a better interest rate on checking, but it comes with a bunch of stipulations (direct deposit, X number of purchases a month, etc.) to get that rate. One of the things I've always loved about ING is that they don't have any of that crap. No minimum balance, no direct deposit required, no number of purchases required a month, etc.

They also have awesome customer service, available every day, 8 am to 8 pm (central time, I think), but I've rarely had to call them.

This post has been edited by Spectatrix: Sep 1 2007, 07:42 AM