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cmac
post Aug 31 2007, 01:57 PM
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I currently bank at Wells Fargo and am satisfied with that, but I have been hearing good things about banks that are online based.
For example, ING and etrade .
Looks like you can earn ~4% interest on savings and checking in some cases.
Anyone have any experience with this?


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Spectatrix
post Aug 31 2007, 02:04 PM
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I've been using ING for savings for years (currently 4.5% interest) and have been using them for checking for over 5 months now (4.0% interest). They're a great bank, wonderful security and customer service. I recommend the savings account wholeheartedly and the checking IF you don't do much in the way of paper banking. If you get direct deposit and use online bill pay, rarely receiving or sending out paper checks, it's perfect.

They use an ATM network called AllPoint, which has ATMs located in most Walgreen's and Exxons, as well as various other places.

This post has been edited by Spectatrix: Aug 31 2007, 02:06 PM


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Posts in this topic
- cmac   Where do you bank? / Online banking   Aug 31 2007, 01:57 PM
- - Spectatrix   I've been using ING for savings for years (cur...   Aug 31 2007, 02:04 PM
- - cmac   that's the one i'm actually considering. ...   Aug 31 2007, 02:08 PM
|- - Spectatrix   QUOTE (cmac @ Aug 31 2007, 03:08 PM) that...   Aug 31 2007, 03:11 PM
- - 1up   Most physical banks have an online banking website...   Aug 31 2007, 02:10 PM
- - impala454   i use bank of america, my main likes are: 1. atms ...   Aug 31 2007, 02:11 PM
- - cmac   i have free online banking with wells fargo, i...   Aug 31 2007, 02:11 PM
- - impala454   you guys who are going after savings interest retu...   Aug 31 2007, 02:17 PM
- - cmac   i have a large amount of money in savings and then...   Aug 31 2007, 02:21 PM
- - lamont's lament   yeah, ING is really good BofA has a great online ...   Aug 31 2007, 02:23 PM
- - 1up   I don't know about you guys but I'm openin...   Aug 31 2007, 02:34 PM
|- - jwttu   QUOTE (1up @ Aug 31 2007, 03:34 PM) I don...   Aug 31 2007, 02:42 PM
- - jwttu   (directed to impala)its important to have a saving...   Aug 31 2007, 02:40 PM
|- - impala454   QUOTE (jwttu @ Aug 31 2007, 03:40 PM) (di...   Aug 31 2007, 02:55 PM
- - cmac   so do you just transfer most of your money from yo...   Aug 31 2007, 03:16 PM
- - Spectatrix   Yep. I typically keep my linked account at a bala...   Aug 31 2007, 03:28 PM
- - cmac   nice. i guess i'm not understanding what the ...   Aug 31 2007, 03:31 PM
- - Spectatrix   I think it's a cost-cutting measure. By requi...   Aug 31 2007, 03:49 PM
- - schwab   i currently have bank of america, wells fargo, cit...   Aug 31 2007, 04:37 PM
- - 1up   citibank, although owned by the illuminati is plea...   Aug 31 2007, 05:17 PM
- - Rocky   I do what Christine is talking about I believe - ...   Aug 31 2007, 05:28 PM
- - JRockTTU   I've got ING like everybody else. If you want...   Aug 31 2007, 05:53 PM
- - cmac   can i do checking and savings with ing? the info...   Aug 31 2007, 06:34 PM
|- - Spectatrix   QUOTE (cmac @ Aug 31 2007, 07:34 PM) can ...   Sep 1 2007, 07:34 AM
- - jwttu   you might want to check bankrate.com to see who ha...   Aug 31 2007, 06:38 PM
- - cmac   nevermind. figured it out.   Aug 31 2007, 06:48 PM
- - schwab   im telling you citibank...checking account for fre...   Aug 31 2007, 07:02 PM
- - fingercuffs   Wells Fargo   Aug 31 2007, 11:23 PM
- - Jessica   I have a money market account with Capital One tha...   Sep 1 2007, 02:45 PM
- - pebkac   I <3 ING Direct. Best part is that if you over...   Sep 1 2007, 04:08 PM


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