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cmac
post Aug 18 2007, 01:41 PM
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I need a credit card.
I know very little about what I want.
It's important that it will collect airline miles and I'd like for it to have some sort of reward points too.
I obviously would like a low interest rate.
I don't mind a small annual fee.
I bank at Wells Fargo if it helps.
Any suggestions?


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impala454
post Aug 20 2007, 01:06 PM
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and for most people, it's a little difficult to pay cash for houses/cars/etc
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Hartmann
post Aug 20 2007, 01:17 PM
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QUOTE (impala454 @ Aug 20 2007, 02:06 PM) *
and for most people, it's a little difficult to pay cash for houses/cars/etc


Also, in the case of a mortgage, it is potentially stupid. There is argument out there that you should take your mortgage and invest a portion of the funds in stocks or in some other kind of interest bearing account and have it pay your monthly house bill.


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Posts in this topic
- cmac   Credit Card   Aug 18 2007, 01:41 PM
- - dauss   I need a credit card. Get one, there's a shit...   Aug 18 2007, 03:01 PM
- - cmac   i have a Visa debit card through Wells Fargo. I...   Aug 18 2007, 03:07 PM
- - 1up   I have the Platinum AAdvantage Mastercard through ...   Aug 18 2007, 04:10 PM
|- - Hartmann   QUOTE (1up @ Aug 18 2007, 05:10 PM) I hav...   Aug 20 2007, 09:50 AM
|- - 1up   QUOTE (Hartmann @ Aug 20 2007, 10:50 AM) ...   Aug 20 2007, 10:42 AM
- - Fedor   i have a black mastercard mannnnnnn i get money b...   Aug 18 2007, 06:44 PM
- - 2wolUTT   Mexican American Express   Aug 18 2007, 09:50 PM
- - Spectatrix   You don't want a rewards card if you expect to...   Aug 18 2007, 10:18 PM
- - James   Never cancel a credit card unless you can use it t...   Aug 20 2007, 06:48 AM
- - impala454   best way to build credit is to keep a balance. i ...   Aug 20 2007, 08:36 AM
|- - Spectatrix   QUOTE (impala454 @ Aug 20 2007, 09:36 AM)...   Aug 20 2007, 08:59 AM
|- - impala454   QUOTE (Spectatrix @ Aug 20 2007, 09:59 AM...   Aug 20 2007, 09:26 AM
|- - lamont's lament   QUOTE (impala454 @ Aug 20 2007, 10:26 AM)...   Aug 20 2007, 10:07 AM
||- - impala454   QUOTE (lamont's lament @ Aug 20 2007, 11...   Aug 20 2007, 10:13 AM
||- - Spectatrix   QUOTE (impala454 @ Aug 20 2007, 11:13 AM)...   Aug 20 2007, 10:19 AM
|||- - impala454   QUOTE (Spectatrix @ Aug 20 2007, 11:19 AM...   Aug 20 2007, 12:25 PM
||- - lamont's lament   QUOTE if you can afford to buy a $3000 tv eve...   Aug 20 2007, 10:28 AM
||- - impala454   QUOTE (lamont's lament @ Aug 20 2007, 11...   Aug 20 2007, 12:28 PM
|- - dauss   QUOTE (impala454 @ Aug 20 2007, 09:26 AM)...   Aug 20 2007, 06:26 PM
- - Hartmann   Just a quick note, if you have a couple of credit ...   Aug 20 2007, 09:47 AM
- - Spectatrix   I have purchased a car before and I got a halfway ...   Aug 20 2007, 09:58 AM
- - moebary   QUOTE (impala454 @ Aug 20 2007, 10:26 AM)...   Aug 20 2007, 10:00 AM
|- - impala454   QUOTE (moebary @ Aug 20 2007, 11:00 AM) ...   Aug 20 2007, 10:06 AM
|- - Spectatrix   QUOTE (impala454 @ Aug 20 2007, 11:06 AM)...   Aug 20 2007, 10:10 AM
|- - impala454   QUOTE (Spectatrix @ Aug 20 2007, 11:10 AM...   Aug 20 2007, 10:17 AM
- - Spectatrix   To clarify, I don't think that carrying a smal...   Aug 20 2007, 10:00 AM
- - impala454   it definitely matters how much credit you have ava...   Aug 20 2007, 10:02 AM
- - cmac   wow, i didn't mean for this to turn into an ar...   Aug 20 2007, 10:19 AM
- - 1up   The world is coming to an end because I'm goin...   Aug 20 2007, 10:37 AM
- - moebary   QUOTE (impala454 @ Aug 20 2007, 11:06 AM)...   Aug 20 2007, 11:12 AM
- - blaarg   just pay everything in cash and everything is chea...   Aug 20 2007, 12:49 PM
|- - Hartmann   QUOTE (blaarg @ Aug 20 2007, 01:49 PM) ju...   Aug 20 2007, 01:03 PM
- - impala454   and for most people, it's a little difficult t...   Aug 20 2007, 01:06 PM
|- - Hartmann   QUOTE (impala454 @ Aug 20 2007, 02:06 PM)...   Aug 20 2007, 01:17 PM
- - impala454   exactly. which is why you see even mega rich peop...   Aug 20 2007, 02:03 PM
- - blaarg   but then you don't get to carry your assets ar...   Aug 20 2007, 02:08 PM
- - Fedor   That's how I roll. Randy Moss style. Straight ...   Aug 20 2007, 02:39 PM
- - 1up   For the people saying you have good credit without...   Aug 20 2007, 07:55 PM
|- - Spectatrix   QUOTE (1up @ Aug 20 2007, 08:55 PM) For t...   Aug 20 2007, 08:29 PM
|- - dauss   QUOTE (1up @ Aug 20 2007, 07:55 PM) For t...   Aug 20 2007, 08:54 PM
|- - 1up   QUOTE (dauss @ Aug 20 2007, 09:54 PM) 800...   Aug 20 2007, 09:01 PM
|- - impala454   QUOTE (dauss @ Aug 20 2007, 09:54 PM) 800...   Aug 20 2007, 09:36 PM
- - schwab   i could care less about my credit.... but then ag...   Aug 20 2007, 08:03 PM
- - impala454   well i think the coolest thing you can do is take ...   Aug 20 2007, 08:37 PM
- - Spectatrix   Well sure, that's cool and all. You just have...   Aug 20 2007, 08:57 PM
- - dauss   how much is it to check the score again? start a ...   Aug 21 2007, 10:47 AM
- - 1up   you get one free one a year, if you already used y...   Aug 21 2007, 11:02 AM
- - Spectatrix   The *report* is free, the score is not. Unless yo...   Aug 21 2007, 11:42 AM
- - impala454   experian.com has a free report including the score...   Aug 21 2007, 11:57 AM
- - impala454   here's a sample of what the free one on experi...   Aug 21 2007, 12:08 PM
|- - Spectatrix   QUOTE (impala454 @ Aug 21 2007, 01:08 PM)...   Aug 21 2007, 01:11 PM
- - impala454   right but the only reason mine isn't 50 pts hi...   Aug 21 2007, 02:08 PM
|- - Spectatrix   QUOTE (impala454 @ Aug 21 2007, 03:08 PM)...   Aug 21 2007, 02:58 PM
- - dauss   how is it free? I've already used my experian...   Aug 21 2007, 02:27 PM
- - impala454   dunno just did it and it didnt cost anything.   Aug 21 2007, 02:44 PM
- - lamont's lament   that's not the FICO score   Aug 21 2007, 02:52 PM
- - Spectatrix   QUOTE (dauss @ Aug 21 2007, 03:27 PM) how...   Aug 21 2007, 03:04 PM
- - impala454   it's all the same crap. it's not like you...   Aug 21 2007, 03:14 PM
- - 1up   I think you do have to pay extra to get your FICO ...   Aug 21 2007, 03:14 PM
- - impala454   well the main thing people need to keep in mind is...   Aug 21 2007, 03:21 PM
- - jwttu   it'll be hard to get a loan with a good rate a...   Aug 21 2007, 05:04 PM
|- - impala454   QUOTE (jwttu @ Aug 21 2007, 06:04 PM) it...   Aug 21 2007, 05:50 PM
- - dauss   well, this is totally messed up. When I signed my...   Aug 21 2007, 05:42 PM
- - impala454   and dauss that's freakin weird... 840? i...   Aug 21 2007, 05:53 PM
- - JRockTTU   I fucking gave up on this thread when Impala start...   Aug 21 2007, 05:59 PM
|- - impala454   QUOTE (JRockTTU @ Aug 21 2007, 06:59 PM) ...   Aug 21 2007, 07:56 PM
|- - JRockTTU   QUOTE (impala454 @ Aug 21 2007, 08:56 PM)...   Aug 23 2007, 10:31 AM
|- - impala454   QUOTE (JRockTTU @ Aug 23 2007, 11:31 AM) ...   Aug 23 2007, 11:01 AM
|- - JRockTTU   QUOTE (impala454 @ Aug 23 2007, 12:01 PM)...   Aug 23 2007, 05:53 PM
|- - impala454   QUOTE (JRockTTU @ Aug 23 2007, 06:53 PM) ...   Aug 23 2007, 08:35 PM
- - Epic   my transunion is 756. lets see if i can't get...   Aug 22 2007, 10:16 PM
- - schwab   i signed up for an american airlines one today.......   Aug 23 2007, 06:31 PM
- - cmac   so i have a credit card i got from wells fargo a w...   Aug 25 2007, 02:20 PM
- - impala454   if you're never gonna use it, yeah cancel it.   Aug 25 2007, 02:46 PM
- - Hartmann   Sorry to dig this thread up but thought I would sh...   Sep 25 2007, 11:38 AM
- - Jessica   I had the same problem a year ago; however, I got ...   Sep 25 2007, 11:47 AM
- - cmac   i used freecreditreport and they asked for a credi...   Sep 25 2007, 11:53 AM
|- - Hartmann   QUOTE (cmac @ Sep 25 2007, 12:53 PM) i us...   Sep 25 2007, 11:58 AM
|- - Spectatrix   QUOTE (Hartmann @ Sep 25 2007, 12:58 PM) ...   Sep 25 2007, 01:55 PM
- - cmac   RE: Credit Card   Sep 25 2007, 12:33 PM
- - Hartmann   My screen does not show that. However, my dad jus...   Sep 25 2007, 12:36 PM
- - cmac   i did forget to call and cancel though and they ch...   Sep 25 2007, 12:39 PM
- - impala454   yeah same here, you got the number handy?   Sep 25 2007, 12:45 PM
- - cmac   1-877-481-6826   Sep 25 2007, 12:51 PM
- - schwab   since this thread is about credit cards i now hav...   Sep 25 2007, 09:22 PM
|- - Hartmann   QUOTE (schwab @ Sep 25 2007, 10:22 PM) si...   Sep 26 2007, 07:58 AM
- - pysex   stay away from crap like that even though they c...   Sep 25 2007, 09:48 PM
- - Spectatrix   QUOTE (pysex @ Sep 25 2007, 10:48 PM) go ...   Sep 26 2007, 07:23 AM
- - impala454   QUOTE (Spectatrix @ Sep 26 2007, 08:23 AM...   Sep 26 2007, 08:38 AM

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