 Credit Card |
| Credit Card |
 Aug 18 2007, 01:41 PM
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#1
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 Group: Moderators Posts: 1,591 Joined: 23-February 06 Member No.: 31  |
I need a credit card.
I know very little about what I want. It's important that it will collect airline miles and I'd like for it to have some sort of reward points too. I obviously would like a low interest rate. I don't mind a small annual fee. I bank at Wells Fargo if it helps. Any suggestions? -------------------- Don't sweat the petty, pet the sweaty.
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Aug 20 2007, 10:00 AM
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#2
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 Eric The Sexy Group: Moderators Posts: 831 Joined: 23-February 06 Member No.: 30 |
QUOTE (impala454 @ Aug 20 2007, 10:26 AM)  I'm sorry but you're just wrong. If you have held credit cards, make purchases, and pay the full balance every month, your credit will be shit. "You don't need to carry a balance on a credit card to have a good credit score. Paying your bill off in full is the best way to keep your finances in shape and build your credit at the same time." this is what I read from the personal finance writer from MSN, and based on the rest of her credentials, I think I'd believe her over you |
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Aug 20 2007, 10:06 AM
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#3
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 Group: Members Posts: 10,620 Joined: 23-February 06 From: Houston, TX Member No.: 48 |
QUOTE (moebary @ Aug 20 2007, 11:00 AM) "You don't need to carry a balance on a credit card to have a good credit score. Paying your bill off in full is the best way to keep your finances in shape and build your credit at the same time." this is what I read from the personal finance writer from MSN, and based on the rest of her credentials, I think I'd believe her over you that's great. enjoy your 12% auto loan then. |
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Aug 20 2007, 10:10 AM
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#4
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Group: Admin Posts: 6,906 Joined: 22-February 06 From: Austin Member No.: 9 |
QUOTE (impala454 @ Aug 20 2007, 11:06 AM) that's great. enjoy your 12% auto loan then. I got 9.1% with a pretty weak credit history... -------------------- |
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Aug 20 2007, 10:17 AM
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#5
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Group: Members Posts: 10,620 Joined: 23-February 06 From: Houston, TX Member No.: 48 |
QUOTE (Spectatrix @ Aug 20 2007, 11:10 AM) I got 9.1% with a pretty weak credit history... right but the going rate is about 7% i'm not tryin to be mean, but i hate to see you guys coming out of college with zero credit. imho the best thing you can do coming out of college is go find something for about $1000-2000 and buy it, ASAP. go to best buy or some other store where you can buy an item for about this amount and get it interest free. you will pay no interest, and build up some good credit. people think they're building up good credit by paying for a $50 item once a month with their credit card and it just doesn't do anything. |
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cmac Credit Card Aug 18 2007, 01:41 PM
dauss I need a credit card.
Get one, there's a shit... Aug 18 2007, 03:01 PM cmac i have a Visa debit card through Wells Fargo. I... Aug 18 2007, 03:07 PM 1up I have the Platinum AAdvantage Mastercard through ... Aug 18 2007, 04:10 PM
Hartmann QUOTE (1up @ Aug 18 2007, 05:10 PM) I hav... Aug 20 2007, 09:50 AM 1up QUOTE (Hartmann @ Aug 20 2007, 10:50 AM) ... Aug 20 2007, 10:42 AM Fedor i have a black mastercard mannnnnnn
i get money b... Aug 18 2007, 06:44 PM 2wolUTT Mexican American Express Aug 18 2007, 09:50 PM Spectatrix You don't want a rewards card if you expect to... Aug 18 2007, 10:18 PM James Never cancel a credit card unless you can use it t... Aug 20 2007, 06:48 AM impala454 best way to build credit is to keep a balance. i ... Aug 20 2007, 08:36 AM Spectatrix QUOTE (impala454 @ Aug 20 2007, 09:36 AM)... Aug 20 2007, 08:59 AM impala454 QUOTE (Spectatrix @ Aug 20 2007, 09:59 AM... Aug 20 2007, 09:26 AM lamont's lament QUOTE (impala454 @ Aug 20 2007, 10:26 AM)... Aug 20 2007, 10:07 AM impala454 QUOTE (lamont's lament @ Aug 20 2007, 11... Aug 20 2007, 10:13 AM Spectatrix QUOTE (impala454 @ Aug 20 2007, 11:13 AM)... Aug 20 2007, 10:19 AM impala454 QUOTE (Spectatrix @ Aug 20 2007, 11:19 AM... Aug 20 2007, 12:25 PM lamont's lament QUOTE if you can afford to buy a $3000 tv eve... Aug 20 2007, 10:28 AM impala454 QUOTE (lamont's lament @ Aug 20 2007, 11... Aug 20 2007, 12:28 PM dauss QUOTE (impala454 @ Aug 20 2007, 09:26 AM)... Aug 20 2007, 06:26 PM Hartmann Just a quick note, if you have a couple of credit ... Aug 20 2007, 09:47 AM Spectatrix I have purchased a car before and I got a halfway ... Aug 20 2007, 09:58 AM Spectatrix To clarify, I don't think that carrying a smal... Aug 20 2007, 10:00 AM impala454 it definitely matters how much credit you have ava... Aug 20 2007, 10:02 AM cmac wow, i didn't mean for this to turn into an ar... Aug 20 2007, 10:19 AM 1up The world is coming to an end because I'm goin... Aug 20 2007, 10:37 AM moebary QUOTE (impala454 @ Aug 20 2007, 11:06 AM)... Aug 20 2007, 11:12 AM blaarg just pay everything in cash and everything is chea... Aug 20 2007, 12:49 PM Hartmann QUOTE (blaarg @ Aug 20 2007, 01:49 PM) ju... Aug 20 2007, 01:03 PM impala454 and for most people, it's a little difficult t... Aug 20 2007, 01:06 PM Hartmann QUOTE (impala454 @ Aug 20 2007, 02:06 PM)... Aug 20 2007, 01:17 PM impala454 exactly. which is why you see even mega rich peop... Aug 20 2007, 02:03 PM blaarg but then you don't get to carry your assets ar... Aug 20 2007, 02:08 PM Fedor That's how I roll. Randy Moss style. Straight ... Aug 20 2007, 02:39 PM 1up For the people saying you have good credit without... Aug 20 2007, 07:55 PM Spectatrix QUOTE (1up @ Aug 20 2007, 08:55 PM) For t... Aug 20 2007, 08:29 PM dauss QUOTE (1up @ Aug 20 2007, 07:55 PM) For t... Aug 20 2007, 08:54 PM 1up QUOTE (dauss @ Aug 20 2007, 09:54 PM) 800... Aug 20 2007, 09:01 PM impala454 QUOTE (dauss @ Aug 20 2007, 09:54 PM) 800... Aug 20 2007, 09:36 PM schwab i could care less about my credit....
but then ag... Aug 20 2007, 08:03 PM impala454 well i think the coolest thing you can do is take ... Aug 20 2007, 08:37 PM Spectatrix Well sure, that's cool and all. You just have... Aug 20 2007, 08:57 PM dauss how much is it to check the score again? start a ... Aug 21 2007, 10:47 AM 1up you get one free one a year, if you already used y... Aug 21 2007, 11:02 AM Spectatrix The *report* is free, the score is not. Unless yo... Aug 21 2007, 11:42 AM impala454 experian.com has a free report including the score... Aug 21 2007, 11:57 AM impala454 here's a sample of what the free one on experi... Aug 21 2007, 12:08 PM Spectatrix QUOTE (impala454 @ Aug 21 2007, 01:08 PM)... Aug 21 2007, 01:11 PM impala454 right but the only reason mine isn't 50 pts hi... Aug 21 2007, 02:08 PM Spectatrix QUOTE (impala454 @ Aug 21 2007, 03:08 PM)... Aug 21 2007, 02:58 PM dauss how is it free? I've already used my experian... Aug 21 2007, 02:27 PM impala454 dunno just did it and it didnt cost anything. Aug 21 2007, 02:44 PM lamont's lament that's not the FICO score Aug 21 2007, 02:52 PM Spectatrix QUOTE (dauss @ Aug 21 2007, 03:27 PM) how... Aug 21 2007, 03:04 PM impala454 it's all the same crap. it's not like you... Aug 21 2007, 03:14 PM 1up I think you do have to pay extra to get your FICO ... Aug 21 2007, 03:14 PM impala454 well the main thing people need to keep in mind is... Aug 21 2007, 03:21 PM jwttu it'll be hard to get a loan with a good rate a... Aug 21 2007, 05:04 PM impala454 QUOTE (jwttu @ Aug 21 2007, 06:04 PM) it... Aug 21 2007, 05:50 PM dauss well, this is totally messed up. When I signed my... Aug 21 2007, 05:42 PM impala454 and dauss that's freakin weird... 840? i... Aug 21 2007, 05:53 PM JRockTTU I fucking gave up on this thread when Impala start... Aug 21 2007, 05:59 PM impala454 QUOTE (JRockTTU @ Aug 21 2007, 06:59 PM) ... Aug 21 2007, 07:56 PM JRockTTU QUOTE (impala454 @ Aug 21 2007, 08:56 PM)... Aug 23 2007, 10:31 AM impala454 QUOTE (JRockTTU @ Aug 23 2007, 11:31 AM) ... Aug 23 2007, 11:01 AM JRockTTU QUOTE (impala454 @ Aug 23 2007, 12:01 PM)... Aug 23 2007, 05:53 PM impala454 QUOTE (JRockTTU @ Aug 23 2007, 06:53 PM) ... Aug 23 2007, 08:35 PM Epic my transunion is 756. lets see if i can't get... Aug 22 2007, 10:16 PM schwab i signed up for an american airlines one today....... Aug 23 2007, 06:31 PM cmac so i have a credit card i got from wells fargo a w... Aug 25 2007, 02:20 PM impala454 if you're never gonna use it, yeah cancel it. Aug 25 2007, 02:46 PM Hartmann Sorry to dig this thread up but thought I would sh... Sep 25 2007, 11:38 AM Jessica I had the same problem a year ago; however, I got ... Sep 25 2007, 11:47 AM cmac i used freecreditreport and they asked for a credi... Sep 25 2007, 11:53 AM Hartmann QUOTE (cmac @ Sep 25 2007, 12:53 PM) i us... Sep 25 2007, 11:58 AM Spectatrix QUOTE (Hartmann @ Sep 25 2007, 12:58 PM) ... Sep 25 2007, 01:55 PM cmac RE: Credit Card Sep 25 2007, 12:33 PM Hartmann My screen does not show that.
However, my dad jus... Sep 25 2007, 12:36 PM cmac i did forget to call and cancel though and they ch... Sep 25 2007, 12:39 PM impala454 yeah same here, you got the number handy? Sep 25 2007, 12:45 PM cmac 1-877-481-6826 Sep 25 2007, 12:51 PM schwab since this thread is about credit cards
i now hav... Sep 25 2007, 09:22 PM Hartmann QUOTE (schwab @ Sep 25 2007, 10:22 PM) si... Sep 26 2007, 07:58 AM pysex stay away from crap like that
even though they c... Sep 25 2007, 09:48 PM Spectatrix QUOTE (pysex @ Sep 25 2007, 10:48 PM) go ... Sep 26 2007, 07:23 AM impala454 QUOTE (Spectatrix @ Sep 26 2007, 08:23 AM... Sep 26 2007, 08:38 AM |
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