 Credit Card |
| Credit Card |
 Aug 18 2007, 01:41 PM
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#1
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 Group: Moderators Posts: 1,591 Joined: 23-February 06 Member No.: 31  |
I need a credit card.
I know very little about what I want. It's important that it will collect airline miles and I'd like for it to have some sort of reward points too. I obviously would like a low interest rate. I don't mind a small annual fee. I bank at Wells Fargo if it helps. Any suggestions? -------------------- Don't sweat the petty, pet the sweaty.
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Aug 20 2007, 10:02 AM
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#2
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 Group: Members Posts: 10,620 Joined: 23-February 06 From: Houston, TX Member No.: 48 |
it definitely matters how much credit you have available. if you're a college student just getting out and don't want to get shafted at the dealership, do not have a huge amount of available credit.
as far as carrying a balance, it's not necessary all the time, but if you're planning on buying a car in the next six months, having about 5-10% of your available credit as a recurring balance is a good thing. your credit report most definitely shows previous accounts and balances. |
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cmac Credit Card Aug 18 2007, 01:41 PM
dauss I need a credit card.
Get one, there's a shit... Aug 18 2007, 03:01 PM cmac i have a Visa debit card through Wells Fargo. I... Aug 18 2007, 03:07 PM 1up I have the Platinum AAdvantage Mastercard through ... Aug 18 2007, 04:10 PM
Hartmann QUOTE (1up @ Aug 18 2007, 05:10 PM) I hav... Aug 20 2007, 09:50 AM 1up QUOTE (Hartmann @ Aug 20 2007, 10:50 AM) ... Aug 20 2007, 10:42 AM Fedor i have a black mastercard mannnnnnn
i get money b... Aug 18 2007, 06:44 PM 2wolUTT Mexican American Express Aug 18 2007, 09:50 PM Spectatrix You don't want a rewards card if you expect to... Aug 18 2007, 10:18 PM James Never cancel a credit card unless you can use it t... Aug 20 2007, 06:48 AM impala454 best way to build credit is to keep a balance. i ... Aug 20 2007, 08:36 AM Spectatrix QUOTE (impala454 @ Aug 20 2007, 09:36 AM)... Aug 20 2007, 08:59 AM impala454 QUOTE (Spectatrix @ Aug 20 2007, 09:59 AM... Aug 20 2007, 09:26 AM lamont's lament QUOTE (impala454 @ Aug 20 2007, 10:26 AM)... Aug 20 2007, 10:07 AM impala454 QUOTE (lamont's lament @ Aug 20 2007, 11... Aug 20 2007, 10:13 AM Spectatrix QUOTE (impala454 @ Aug 20 2007, 11:13 AM)... Aug 20 2007, 10:19 AM impala454 QUOTE (Spectatrix @ Aug 20 2007, 11:19 AM... Aug 20 2007, 12:25 PM lamont's lament QUOTE if you can afford to buy a $3000 tv eve... Aug 20 2007, 10:28 AM impala454 QUOTE (lamont's lament @ Aug 20 2007, 11... Aug 20 2007, 12:28 PM dauss QUOTE (impala454 @ Aug 20 2007, 09:26 AM)... Aug 20 2007, 06:26 PM Hartmann Just a quick note, if you have a couple of credit ... Aug 20 2007, 09:47 AM Spectatrix I have purchased a car before and I got a halfway ... Aug 20 2007, 09:58 AM moebary QUOTE (impala454 @ Aug 20 2007, 10:26 AM)... Aug 20 2007, 10:00 AM impala454 QUOTE (moebary @ Aug 20 2007, 11:00 AM) ... Aug 20 2007, 10:06 AM Spectatrix QUOTE (impala454 @ Aug 20 2007, 11:06 AM)... Aug 20 2007, 10:10 AM impala454 QUOTE (Spectatrix @ Aug 20 2007, 11:10 AM... Aug 20 2007, 10:17 AM Spectatrix To clarify, I don't think that carrying a smal... Aug 20 2007, 10:00 AM cmac wow, i didn't mean for this to turn into an ar... Aug 20 2007, 10:19 AM 1up The world is coming to an end because I'm goin... Aug 20 2007, 10:37 AM moebary QUOTE (impala454 @ Aug 20 2007, 11:06 AM)... Aug 20 2007, 11:12 AM blaarg just pay everything in cash and everything is chea... Aug 20 2007, 12:49 PM Hartmann QUOTE (blaarg @ Aug 20 2007, 01:49 PM) ju... Aug 20 2007, 01:03 PM impala454 and for most people, it's a little difficult t... Aug 20 2007, 01:06 PM Hartmann QUOTE (impala454 @ Aug 20 2007, 02:06 PM)... Aug 20 2007, 01:17 PM impala454 exactly. which is why you see even mega rich peop... Aug 20 2007, 02:03 PM blaarg but then you don't get to carry your assets ar... Aug 20 2007, 02:08 PM Fedor That's how I roll. Randy Moss style. Straight ... Aug 20 2007, 02:39 PM 1up For the people saying you have good credit without... Aug 20 2007, 07:55 PM Spectatrix QUOTE (1up @ Aug 20 2007, 08:55 PM) For t... Aug 20 2007, 08:29 PM dauss QUOTE (1up @ Aug 20 2007, 07:55 PM) For t... Aug 20 2007, 08:54 PM 1up QUOTE (dauss @ Aug 20 2007, 09:54 PM) 800... Aug 20 2007, 09:01 PM impala454 QUOTE (dauss @ Aug 20 2007, 09:54 PM) 800... Aug 20 2007, 09:36 PM schwab i could care less about my credit....
but then ag... Aug 20 2007, 08:03 PM impala454 well i think the coolest thing you can do is take ... Aug 20 2007, 08:37 PM Spectatrix Well sure, that's cool and all. You just have... Aug 20 2007, 08:57 PM dauss how much is it to check the score again? start a ... Aug 21 2007, 10:47 AM 1up you get one free one a year, if you already used y... Aug 21 2007, 11:02 AM Spectatrix The *report* is free, the score is not. Unless yo... Aug 21 2007, 11:42 AM impala454 experian.com has a free report including the score... Aug 21 2007, 11:57 AM impala454 here's a sample of what the free one on experi... Aug 21 2007, 12:08 PM Spectatrix QUOTE (impala454 @ Aug 21 2007, 01:08 PM)... Aug 21 2007, 01:11 PM impala454 right but the only reason mine isn't 50 pts hi... Aug 21 2007, 02:08 PM Spectatrix QUOTE (impala454 @ Aug 21 2007, 03:08 PM)... Aug 21 2007, 02:58 PM dauss how is it free? I've already used my experian... Aug 21 2007, 02:27 PM impala454 dunno just did it and it didnt cost anything. Aug 21 2007, 02:44 PM lamont's lament that's not the FICO score Aug 21 2007, 02:52 PM Spectatrix QUOTE (dauss @ Aug 21 2007, 03:27 PM) how... Aug 21 2007, 03:04 PM impala454 it's all the same crap. it's not like you... Aug 21 2007, 03:14 PM 1up I think you do have to pay extra to get your FICO ... Aug 21 2007, 03:14 PM impala454 well the main thing people need to keep in mind is... Aug 21 2007, 03:21 PM jwttu it'll be hard to get a loan with a good rate a... Aug 21 2007, 05:04 PM impala454 QUOTE (jwttu @ Aug 21 2007, 06:04 PM) it... Aug 21 2007, 05:50 PM dauss well, this is totally messed up. When I signed my... Aug 21 2007, 05:42 PM impala454 and dauss that's freakin weird... 840? i... Aug 21 2007, 05:53 PM JRockTTU I fucking gave up on this thread when Impala start... Aug 21 2007, 05:59 PM impala454 QUOTE (JRockTTU @ Aug 21 2007, 06:59 PM) ... Aug 21 2007, 07:56 PM JRockTTU QUOTE (impala454 @ Aug 21 2007, 08:56 PM)... Aug 23 2007, 10:31 AM impala454 QUOTE (JRockTTU @ Aug 23 2007, 11:31 AM) ... Aug 23 2007, 11:01 AM JRockTTU QUOTE (impala454 @ Aug 23 2007, 12:01 PM)... Aug 23 2007, 05:53 PM impala454 QUOTE (JRockTTU @ Aug 23 2007, 06:53 PM) ... Aug 23 2007, 08:35 PM Epic my transunion is 756. lets see if i can't get... Aug 22 2007, 10:16 PM schwab i signed up for an american airlines one today....... Aug 23 2007, 06:31 PM cmac so i have a credit card i got from wells fargo a w... Aug 25 2007, 02:20 PM impala454 if you're never gonna use it, yeah cancel it. Aug 25 2007, 02:46 PM Hartmann Sorry to dig this thread up but thought I would sh... Sep 25 2007, 11:38 AM Jessica I had the same problem a year ago; however, I got ... Sep 25 2007, 11:47 AM cmac i used freecreditreport and they asked for a credi... Sep 25 2007, 11:53 AM Hartmann QUOTE (cmac @ Sep 25 2007, 12:53 PM) i us... Sep 25 2007, 11:58 AM Spectatrix QUOTE (Hartmann @ Sep 25 2007, 12:58 PM) ... Sep 25 2007, 01:55 PM cmac RE: Credit Card Sep 25 2007, 12:33 PM Hartmann My screen does not show that.
However, my dad jus... Sep 25 2007, 12:36 PM cmac i did forget to call and cancel though and they ch... Sep 25 2007, 12:39 PM impala454 yeah same here, you got the number handy? Sep 25 2007, 12:45 PM cmac 1-877-481-6826 Sep 25 2007, 12:51 PM schwab since this thread is about credit cards
i now hav... Sep 25 2007, 09:22 PM Hartmann QUOTE (schwab @ Sep 25 2007, 10:22 PM) si... Sep 26 2007, 07:58 AM pysex stay away from crap like that
even though they c... Sep 25 2007, 09:48 PM Spectatrix QUOTE (pysex @ Sep 25 2007, 10:48 PM) go ... Sep 26 2007, 07:23 AM impala454 QUOTE (Spectatrix @ Sep 26 2007, 08:23 AM... Sep 26 2007, 08:38 AM |
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