Credit Card Options

[cmac]

I need a credit card.
I know very little about what I want.
It's important that it will collect airline miles and I'd like for it to have some sort of reward points too.
I obviously would like a low interest rate.
I don't mind a small annual fee.
I bank at Wells Fargo if it helps.
Any suggestions?

[dauss]

I need a credit card.
Get one, there's a shitton of companies dying to give you a CC. Can I assume that you don't have one?

It's important that it will collect airline miles and I'd like for it to have some sort of reward points too.
Which Airline are we talking about here? I believe that if you have airline miles, that is a reward, and you would be unable to get reward points.

I obviously would like a low interest rate.
If you pay your bills on time it woudln't matter what kind of interest rate you have. Most card will offer a low introductory rate, but after a certain amount of time has passed it will go back to it's normal obscene rate.

I don't mind a small annual fee.
Most cards don't have one. Usually AMEX does, but even then you can bitch to them and they'll give it to you without an annual fee.

I bank at Wells Fargo if it helps.
See if they have credit cards or even a secured credit card. You will have to make sure that whatever card they give you will actually build credit. IE not a check card. They may have rewards cards, but may not have cards that lets you save airline miles.

Any suggestions?
You should get a visa/mastercard first because they're accepted where credit cards are accepted.
Cards like Discover and Amex sometimes aren't accepted even though they accept visa/mastercard.
Pay your bills ontime, don't bring your balance to over half of your credit limit, always carry a balance, and wait.

plenty of resources on the net.
www.google.com

Look at what kind of cards they offer:
www.citicard.com
www.discovercard.com
www.mastercard.com
www.americanexpress.com