Bank recommendations Options

[Spectatrix]

I'm going to be getting a new checking account soon and wanted to see what recommendations people might have on banks. I'm going to be in Austin, so either big chains or local Austin banks are viable. I've had a Wells Fargo account in the past, which has been ok, but I won't be eligible for their college checking account and thus can't get free Bill Pay.

I'm looking for:

• Free online banking
• Free bill pay
• No account fee (or waived with *small* balance)
• Provides Visa-backed debit card (pretty much everyone)
• Don't give a flip about savings, because I already have my ING Direct account for that
• Don't care if it's interest-bearing, because those interest rates are always tiny anyways
• Preferably good customer service, but lack of crazy hidden fees is a higher priority than that

This post has been edited by Spectatrix: Dec 8 2006, 10:46 AM

[pysex]

If you have the ability to get into USAA then I would highly recommend doing that. Their banking system is one of the top in the U.S.

Free checking, free bill pay, free checks, free ATM...

in the past you used to have to mail in deposits....now it's really damn easy
if you have a scanner you just scan your check in, submit it through their website and the funds will be in the account the following business day...


USAA is for military, vets, and their families in case you were wondering



If you can't do USAA then I would recommend anything other than Wells Fargo.