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> Bank of America sucks my nuts
dauss
post Nov 23 2007, 11:36 PM
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So, I knew that they did have a lot of fees. Even with a "student" account, you would get slapped with fees if you saw a teller more than once a month, use the ATM more than 6 times in one month, etc. Now this is bullshit, I have since moved from TX after I graduated, so the closest branch is at least 300 miles away. Anyways, they send me an e-mail with my online statement, and I never bother to look, but I decided to do it today. Since February they've been charging me a $9 "account maintenance fee", so my left over balance from May 06 is now $72 less. This is fucking ridiculous that they would change their minimum balance fees without even letting me know. Fuck these assholes. Luckily I'm going back to TX next week, and I'm closing my fucking account. Is there even anything I could to do get my money back from these assholes?


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chook
post May 21 2008, 01:28 AM
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Spex, you know of any bank/union with a good apy?


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Spectatrix
post May 22 2008, 01:01 PM
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QUOTE (chook @ May 21 2008, 02:28 AM) *
Spex, you know of any bank/union with a good apy?

Checking or savings?

If you're in Austin, for checking I'd recommend United Heritage Credit Union. 6.01% APY as long as you get online statements, do one direct deposit/debit per month, and 10 debit card transactions a month (doesn't matter whether it's processed as debit or credit, but ATM withdrawals don't count). That APY is up to 25k, APY over that is 1.01%. Good customer service overall, I just wish they had a savings account that was as good as this checking account.

I've got my savings at Washington Mutual right now. Their online savings account (just have to set it up online and online statements -- otherwise is just like their other savings account) is currently 3.3%, higher even than the online-only banks. My boyfriend and I have both experienced good customer service with them, but they have their horror stories just like every other big bank.

When the fed isn't going all screwy with the federal funds rate, eTrade usually has the best savings rate, but I fucking HATE their website and interface. Haven't heard good things about their customer service either, and my own experience was so-so. ING Direct has fantastic customer service, but their rates the past couple of years have been a tad bit lower than other online-only banks.


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Posts in this topic
- dauss   Bank of America sucks my nuts   Nov 23 2007, 11:36 PM
- - Jessica   I always laugh when people bitch about Bank of Ame...   Nov 24 2007, 12:31 AM
|- - dauss   QUOTE (Jessica @ Nov 24 2007, 01:31 AM) I...   Nov 24 2007, 09:41 AM
|- - kcroxyoursox   QUOTE (Jessica @ Nov 24 2007, 01:31 AM) I...   Nov 24 2007, 11:52 AM
|- - impala454   QUOTE (Jessica @ Nov 24 2007, 12:31 AM) I...   Dec 12 2007, 04:54 PM
- - TetraGrammaton Cleric   complain politely in an email or letter. that is w...   Nov 24 2007, 12:40 AM
- - Melanie   haha i think it"s the weather that is driving...   Nov 24 2007, 09:47 AM
- - pebkac   QUOTE (dauss @ Nov 23 2007, 11:36 PM) So,...   Nov 24 2007, 09:50 AM
- - lamont's lament   wells fargo did the same thing ($3/mo) when m...   Nov 24 2007, 09:54 AM
|- - Melanie   QUOTE (lamont's lament @ Nov 24 2007, 09...   Nov 24 2007, 10:01 AM
|- - pebkac   QUOTE (lamont's lament @ Nov 24 2007, 09...   Nov 24 2007, 04:29 PM
- - Melanie   Yeah be nice. I lost it on my bank once.   Nov 24 2007, 04:31 PM
- - Jessica   EVERY SINGLE TIME i have called BofA for ANYTHING,...   Nov 24 2007, 05:16 PM
|- - Spectatrix   QUOTE (Jessica @ Nov 24 2007, 05:16 PM) O...   Nov 25 2007, 11:10 AM
|- - Melanie   QUOTE (Spectatrix @ Nov 25 2007, 11:10 AM...   Nov 25 2007, 11:58 AM
|- - Jessica   QUOTE (Spectatrix @ Nov 25 2007, 11:10 AM...   Nov 25 2007, 02:33 PM
|- - pebkac   QUOTE (Spectatrix @ Nov 25 2007, 11:10 AM...   Nov 25 2007, 03:33 PM
|- - Spectatrix   QUOTE (pebkac @ Nov 25 2007, 03:33 PM) Wi...   Nov 25 2007, 10:28 PM
|- - pebkac   QUOTE (Spectatrix @ Nov 25 2007, 10:28 PM...   Nov 25 2007, 11:51 PM
- - lamont's lament   yelling accomplishes a lot   Nov 24 2007, 06:04 PM
- - kcroxyoursox   QUOTE (kcroxyoursox @ Nov 24 2007, 12:52 ...   Nov 24 2007, 10:49 PM
- - Watchman   i've heard plenty of horror stories about bank...   Nov 25 2007, 11:07 AM
- - lamont's lament   were you part of a big group? because most restau...   Nov 25 2007, 03:33 PM
|- - Jessica   QUOTE (lamont's lament @ Nov 25 2007, 03...   Nov 25 2007, 10:58 PM
- - schwab   i have had a BoA account (student one) for the pas...   Nov 26 2007, 12:05 AM
- - Jessica   To be completely honest with you, I think BofA eli...   Nov 26 2007, 01:41 PM
- - dauss   Well, fuck BoA. I've got an account with US B...   Dec 12 2007, 04:48 PM
|- - Jessica   QUOTE (dauss @ Dec 12 2007, 04:48 PM) I t...   Dec 12 2007, 05:12 PM
- - impala454   Just had a pretty kick ass experience with Bank of...   May 20 2008, 12:30 PM
- - dauss   My credit company does that too. No big deal. ...   May 20 2008, 06:10 PM
- - impala454   hmm.. so what do you do with your paycheck?   May 20 2008, 06:18 PM
- - dauss   Brokerage. I'm using Schwab.   May 20 2008, 06:59 PM
- - impala454   so how do you pay your bills? i guess i don't ...   May 20 2008, 08:02 PM
|- - dauss   QUOTE (impala454 @ May 20 2008, 08:02 PM)...   May 20 2008, 08:34 PM
- - Oasis   I finally reopened checking and savings accounts a...   May 20 2008, 08:07 PM
- - impala454   How do you write checks? Sorry, I'm not being...   May 20 2008, 09:29 PM
- - Jessica   Had yet another great experience with Bank of Amer...   May 20 2008, 09:52 PM
- - dauss   When you open an account, they give you checks and...   May 20 2008, 10:01 PM
- - impala454   so whats the difference between that and a checkin...   May 20 2008, 10:33 PM
|- - jwttu   QUOTE (impala454 @ May 20 2008, 11:33 PM)...   May 20 2008, 10:48 PM
|- - impala454   QUOTE (jwttu @ May 20 2008, 11:48 PM) her...   May 21 2008, 09:02 AM
- - chook   Spex, you know of any bank/union with a good apy?   May 21 2008, 01:28 AM
|- - Spectatrix   QUOTE (chook @ May 21 2008, 02:28 AM) Spe...   May 22 2008, 01:01 PM
|- - chook   QUOTE (Spectatrix @ May 22 2008, 02:01 PM...   May 22 2008, 02:31 PM
- - dauss   Oh yeah, and you get interest on their checking ac...   May 22 2008, 08:44 AM
- - impala454   is that you in your avatar? looks like a firesuit...   May 22 2008, 09:07 AM
|- - chook   QUOTE (impala454 @ May 22 2008, 10:07 AM)...   May 22 2008, 10:47 AM
- - dauss   No, that's the Stig's American Cousin from...   May 22 2008, 11:07 AM
- - Spectatrix   Next question: does being able to post at length o...   May 22 2008, 03:10 PM
- - FORSAKENR320   OF COURSE   May 22 2008, 03:15 PM
- - impala454   DORK   May 22 2008, 03:16 PM
- - Spectatrix   But I'm awesome otherwise, right?   May 22 2008, 03:18 PM
- - impala454   yeah i guess   May 22 2008, 03:19 PM
- - Spectatrix   RE: Bank of America sucks my nuts   May 22 2008, 03:22 PM
- - pysex   i don't know why everyone has problems with we...   May 23 2008, 08:49 PM
- - Jessica   yeah, we are getting a USAA banking account. We al...   May 23 2008, 09:49 PM
- - Jessica   So, I woke up this morning, made a business call o...   Jun 19 2008, 02:37 PM
- - Jessica   So it looks like we get to keep the money. I just ...   Jun 24 2008, 11:22 AM
- - woody   why don't you just use USAA?   Jun 24 2008, 02:01 PM
|- - Jessica   QUOTE (woody @ Jun 24 2008, 03:01 PM) why...   Jun 24 2008, 02:07 PM
|- - Junsui   QUOTE (Jessica @ Jun 24 2008, 03:07 PM) I...   Jun 24 2008, 08:17 PM
|- - Jessica   QUOTE (Junsui @ Jun 24 2008, 09:17 PM) Oh...   Jun 24 2008, 08:31 PM
- - woody   they take scanned checks so if you got a scanner ...   Jun 24 2008, 05:11 PM
|- - Jessica   QUOTE (woody @ Jun 24 2008, 06:11 PM) the...   Jun 24 2008, 05:13 PM
- - Junsui   I used to bank with BofA and had the same maintena...   Jun 24 2008, 08:15 PM
|- - RitalinJunkie   QUOTE (Junsui @ Jun 24 2008, 09:15 PM) We...   Jun 27 2008, 12:49 PM
- - Junsui   I know. :-( They do work with you really well thou...   Jun 24 2008, 08:45 PM
- - johnthedrunk   RE: Bank of America sucks my nuts   Jun 27 2008, 11:34 AM
- - impala454   ... so.... is that guy pulling up to a bank of ame...   Jun 27 2008, 11:43 AM
- - chook   I hope the stig still uses asbestos   Jun 27 2008, 12:30 PM
- - Junsui   Some people have problems with them, some don...   Jun 27 2008, 07:57 PM
- - Jessica   I've heard enough horror stories about Wells F...   Jun 27 2008, 10:43 PM
- - Watchman   i've heard horror stories about bank of americ...   Jun 27 2008, 10:51 PM
- - Jessica   Compass sucks my metaphorical nuts. I hate that ba...   Jun 27 2008, 11:03 PM


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