 Bought a house, yay for me |
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| Bought a house, yay for me |
 May 2 2006, 11:40 PM
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#1
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 Group: Moderators Posts: 2,499 Joined: 23-February 06 From: El Paso Texas Member No.: 32  |
So i bought a house recently, actually i closed on it like 3 weeks ago.
just thought i'd let yall know here are some pics: Front of house on day of closing  My View  My Pool  Pool Again  Front  Side  Other Side  Mountain Again 
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May 2 2006, 11:42 PM
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#2
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 ROCKPACALYPSE NOW Group: Members Posts: 1,519 Joined: 22-February 06 From: Dallas, TX Member No.: 13 |
Whoa - badass
-------------------- QUOTE (Lance) now we have some dude from argentina wondering how to fuck dogmeat |
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May 2 2006, 11:44 PM
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#3
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  Group: Agents Posts: 4,026 Joined: 23-February 06 From: lu-bok Member No.: 41 |
whats your 20?
-------------------- 32-bit whore
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May 2 2006, 11:50 PM
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#4
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CHEE CHEE Group: Members Posts: 5,026 Joined: 23-February 06 From: trapped in the hoezone layer Member No.: 39 |
nice house! killer pool! congrats on being a home owner
-------------------- Little monkeys making money
Naked monkey looking funny Mighty males are strong and free Female monkey, not so lucky Rocking monkeys, funky monkeys Monkeys sticking other monkeys Monkeys wrong or monkeys right Mostly flexing monkey might |
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May 2 2006, 11:51 PM
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#5
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Group: Moderators Posts: 2,499 Joined: 23-February 06 From: El Paso Texas Member No.: 32 |
QUOTE (Divergent Reality @ May 2 2006, 11:44 PM) whats your 20? el paso -------------------- |
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May 3 2006, 12:07 AM
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#6
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I was raised on the dairy, BITCH! Group: Members Posts: 3,080 Joined: 23-February 06 From: Cedar Park Member No.: 49 |
well done good sir
-------------------- "Ah, y'know it's funny, these people they go to sleep, they think everything's fine, everything's good. They wake up the next day and they're on fire."
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May 3 2006, 12:13 AM
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#7
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 monogamous gays & stem cells Group: Members Posts: 3,789 Joined: 22-February 06 Member No.: 8 |
hey don't tell the insurance people that you have the diving board or your premiums will be crazy go nuts
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May 3 2006, 12:22 AM
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#8
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Group: Moderators Posts: 2,499 Joined: 23-February 06 From: El Paso Texas Member No.: 32 |
insurance is already paid for a year...
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May 3 2006, 12:22 AM
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#9
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Group: Moderators Posts: 2,499 Joined: 23-February 06 From: El Paso Texas Member No.: 32 |
and it wasn't that big of a deal to have a diving board
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May 3 2006, 12:24 AM
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#10
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 Why so serious? Group: Global Moderators Posts: 5,286 Joined: 22-February 06 From: Fate, TX Member No.: 4 |
Amazingly awesome house. Congrats man.
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May 3 2006, 02:35 AM
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#11
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 Oh baby bring me down Group: Agents Posts: 4,115 Joined: 23-February 06 From: Way out yonder Member No.: 68 |
nice place, is it on the east side? I went on google maps and looked at my old house in El Piso
-------------------- Southern Rock, beer and bears!
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May 3 2006, 04:48 AM
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#12
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Group: Moderators Posts: 2,499 Joined: 23-February 06 From: El Paso Texas Member No.: 32 |
no its on the westside off of belvedere
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May 3 2006, 04:55 AM
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#13
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 Retired Funk-bringer Group: Moderators Posts: 2,656 Joined: 22-February 06 From: Dallas Member No.: 14 |
how long's your mortgage, if you don't mind me asking? (10/15/30yr?)
-------------------- WAIT. I'm not finished.
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May 3 2006, 05:20 AM
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#14
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Group: Moderators Posts: 2,499 Joined: 23-February 06 From: El Paso Texas Member No.: 32 |
30
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May 3 2006, 06:03 AM
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#15
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 Group: Moderators Posts: 2,558 Joined: 22-February 06 From: Seoul, South Korea Member No.: 28 |
wow thats nice. so i guess this means you're planning on staying in EP for awhile now then?
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May 3 2006, 06:19 AM
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#16
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Group: Moderators Posts: 2,499 Joined: 23-February 06 From: El Paso Texas Member No.: 32 |
maybe, i can always sell the damn thing should the opprotunity to leave el paso arise. but ya, for now i think i'm officially stuck
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May 3 2006, 08:09 AM
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#17
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 START THE REACTOR! Group: Members Posts: 874 Joined: 23-February 06 Member No.: 52 |
as a student of finance, what is your mortgage lookin like?
15, 30? Rate? ARM? ehh? -------------------- FUCK YOU
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May 3 2006, 08:12 AM
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#18
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START THE REACTOR! Group: Members Posts: 874 Joined: 23-February 06 Member No.: 52 |
QUOTE (woody @ May 3 2006, 06:19 AM) maybe, i can always sell the damn thing should the opprotunity to leave el paso arise. but ya, for now i think i'm officially stuck no, youre not stuck, its just a pain in the ass to move. By definintion when you sell your house (it should, in theory) be worth more than what you have left on your loan, so you sell the house and use that money to pay off the rest of the loan, go out and use the rest of the money to downpay on your next house (or invest in something if you want), rinse and repeat. renting is for people who are lazy or dont have good credit ratings. -------------------- FUCK YOU
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May 3 2006, 08:21 AM
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#19
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 Group: Members Posts: 10,620 Joined: 23-February 06 From: Houston, TX Member No.: 48 |
welcome to the homeowners club, cool place. i like that the front yard is easy to mow
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| Guest_CANNONBALL_* |
May 3 2006, 12:18 PM
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#20
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Guests |
BADASS
I'm coming down there and skating the fuck out of that pool. nice shape. how deep? |
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May 3 2006, 02:27 PM
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#21
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 Group: Members Posts: 660 Joined: 22-February 06 Member No.: 22 |
I had rocks just like that in my front yard when I bought my house and it annoyed the fuck out of me. I spent an entire summer scooping them all up and cleaning the shit and put down grass but the ground was so hard my grass died
-------------------- LANCE IS PRO-CENSORSHIP! HE IS CENSORING MY LOVE FOR THE LORD!
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May 3 2006, 04:23 PM
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#22
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Group: Admin Posts: 6,906 Joined: 22-February 06 From: Austin Member No.: 9 |
QUOTE (JRockTTU @ May 3 2006, 02:27 PM) I had rocks just like that in my front yard when I bought my house and it annoyed the fuck out of me. I spent an entire summer scooping them all up and cleaning the shit and put down grass but the ground was so hard my grass died If El Paso is anything like Albuquerque climate-wise (and I know it is), xeriscaping >>> landscaping. -------------------- |
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May 3 2006, 04:24 PM
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#23
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 Amber Group: Members Posts: 533 Joined: 22-February 06 From: Birmingham, Al Member No.: 6 |
QUOTE (rabble @ May 3 2006, 09:09 AM) as a student of finance, what is your mortgage lookin like? 15, 30? Rate? ARM? ehh? as a person with a finance degree who has been looking at loans all damn day.... im curious too
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May 3 2006, 05:00 PM
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#24
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 New son Donovan Charles Mummert born July 17, 2008 Group: Members Posts: 8,635 Joined: 22-February 06 From: Port Wentworth, GA Member No.: 15 |
pretty house. nice area. great view.
you did well, sir. looking back, el paso isnt such a bad place to live. its better than LBK by far. |
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May 3 2006, 05:56 PM
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#25
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 N 0 t h i n g Group: Members Posts: 1,449 Joined: 23-February 06 Member No.: 54 |
Nice house! Just out of curiousity, what do you do for a living?
--------------------  QUOTE (jonathan83 @ Nov 16 2007, 09:22 PM)  |
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May 3 2006, 06:45 PM
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#26
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Retired Funk-bringer Group: Moderators Posts: 2,656 Joined: 22-February 06 From: Dallas Member No.: 14 |
QUOTE (Renegadepeon @ May 3 2006, 05:56 PM) Nice house! Just out of curiousity, what do you do for a living? rapes and pillages. you know, the usual. -------------------- WAIT. I'm not finished.
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May 3 2006, 07:04 PM
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#27
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 DEATH TO ....something? Group: Members Posts: 5,618 Joined: 23-February 06 From: Parker, CO Member No.: 55 |
QUOTE (Jessica @ May 3 2006, 06:00 PM) pretty house. nice area. great view. you did well, sir. looking back, el paso isnt such a bad place to live. its better than LBK by far. providing you had a wet suit, a large warm, but dried to consistency pile of yak cum would be better to live in than Lubbock.... heh 
-------------------- I r Ur Gawd!
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May 3 2006, 07:04 PM
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#28
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Retired Funk-bringer Group: Moderators Posts: 2,656 Joined: 22-February 06 From: Dallas Member No.: 14 |
QUOTE (Dogmeat @ May 3 2006, 07:04 PM) providing you had a wet suit, a large warm, but dried to consistency pile of yak cum would be better to live in than Lubbock.... heh no. BAD dogmeat. BAD. -------------------- WAIT. I'm not finished.
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May 3 2006, 10:29 PM
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#29
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 From Atlantis to Interzone Group: Global Moderators Posts: 2,512 Joined: 23-February 06 From: Somewhere in space and time Member No.: 65 |
Have you considered looking into the rates that Wells Fargo can offer you on a mortgage? Our rates are pretty competitive.
Sorry, but the whole sales thing there is starting to get to me. -------------------- QUOTE (Spectatrix @ Oct 13 2006, 09:51 PM) Holy shit, pebkac, you're awesome! "Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind." - Theodor Seuss Geisel (AKA Dr. Seuss) "An idea that is not dangerous is unworthy of being called an idea at all." - Oscar Wilde |
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May 3 2006, 10:32 PM
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#30
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Group: Admin Posts: 6,906 Joined: 22-February 06 From: Austin Member No.: 9 |
QUOTE (pebkac @ May 3 2006, 10:29 PM) Have you considered looking into the rates that Wells Fargo can offer you on a mortgage? Our rates are pretty competitive. Sorry, but the whole sales thing there is starting to get to me. Fuck you and your upselling. Wells Fargo keeps trying to offer me the "Rewards" program on my credit card. -------------------- |
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May 3 2006, 10:46 PM
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#31
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From Atlantis to Interzone Group: Global Moderators Posts: 2,512 Joined: 23-February 06 From: Somewhere in space and time Member No.: 65 |
QUOTE (Spectatrix @ May 3 2006, 10:32 PM) Fuck you and your upselling. Wells Fargo keeps trying to offer me the "Rewards" program on my credit card. But... but... we offer gift certificates at thousands of retailers nationwide. 
-------------------- QUOTE (Spectatrix @ Oct 13 2006, 09:51 PM) Holy shit, pebkac, you're awesome! "Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind." - Theodor Seuss Geisel (AKA Dr. Seuss) "An idea that is not dangerous is unworthy of being called an idea at all." - Oscar Wilde |
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May 3 2006, 11:24 PM
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#32
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Retired Funk-bringer Group: Moderators Posts: 2,656 Joined: 22-February 06 From: Dallas Member No.: 14 |
QUOTE (Spectatrix @ May 3 2006, 10:32 PM) Fuck you and your upselling. Wells Fargo keeps trying to offer me the "Rewards" program on my credit card. fuck that, i used to work at a movie theater. us fuckers invented upselling. btw, did you know that for only $0.25 more you can get an additional 2 lines of snide/sarcastic zetec-remarks in your posts? -------------------- WAIT. I'm not finished.
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May 4 2006, 12:07 AM
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#33
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Group: Moderators Posts: 2,499 Joined: 23-February 06 From: El Paso Texas Member No.: 32 |
QUOTE (Spectatrix @ May 3 2006, 04:23 PM) If El Paso is anything like Albuquerque climate-wise (and I know it is), xeriscaping >>> landscaping. dunno, haven't been to alb (except drving through) EP is basically, dry, hot, and full of mexicans -------------------- |
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May 4 2006, 12:09 AM
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#34
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Group: Moderators Posts: 2,499 Joined: 23-February 06 From: El Paso Texas Member No.: 32 |
QUOTE (DaveFireDancer19 @ May 3 2006, 04:24 PM) as a person with a finance degree who has been looking at loans all damn day.... im curious too we went with a 80/20 loan, so the intrest is a little higher but we did that cause we didn't have to include insurance & taxes to escrow where someone else colletes interest. so we just paid off the insurance and put taxes in an acct to collect interest while it sits there & then pay em at the end of the year. we'll prolly look to refinance to a 100% in about 3-4 years -------------------- |
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May 4 2006, 12:09 AM
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#35
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Retired Funk-bringer Group: Moderators Posts: 2,656 Joined: 22-February 06 From: Dallas Member No.: 14 |
QUOTE (woody @ May 4 2006, 12:07 AM) dunno, haven't been to alb (except drving through) EP is basically, dry, hot, and full of mexicans welcome to america! -------------------- WAIT. I'm not finished.
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May 4 2006, 12:12 AM
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#36
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Group: Moderators Posts: 2,499 Joined: 23-February 06 From: El Paso Texas Member No.: 32 |
QUOTE (Renegadepeon @ May 3 2006, 05:56 PM) Nice house! Just out of curiousity, what do you do for a living? i get paid for posting on here & occasionally doin computer support. my fiance works for CPS -------------------- |
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May 4 2006, 12:15 AM
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#37
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Group: Moderators Posts: 2,499 Joined: 23-February 06 From: El Paso Texas Member No.: 32 |
QUOTE (pebkac @ May 3 2006, 10:29 PM) Have you considered looking into the rates that Wells Fargo can offer you on a mortgage? Our rates are pretty competitive. Sorry, but the whole sales thing there is starting to get to me. we did actually they approved us for 100%, 160K but with a something like a 8.75%. We tried goin with Bank of America on a house back in Dec, they approved us for 100% @ 6.8%, but they fucked up the paperwork...2 times, and then tried to blame the mortgage company, but the mortgage company didn't fuck up, the banker did. in the end, we were told all was good and then on the day of closing it tanked and we lost the house. -------------------- |
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May 4 2006, 09:19 AM
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#38
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Group: Admin Posts: 6,906 Joined: 22-February 06 From: Austin Member No.: 9 |
QUOTE (woody @ May 4 2006, 12:07 AM) dunno, haven't been to alb (except drving through) EP is basically, dry, hot, and full of mexicans Yep, sounds like ABQ! -------------------- |
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May 4 2006, 10:35 AM
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#39
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Group: Members Posts: 10,620 Joined: 23-February 06 From: Houston, TX Member No.: 48 |
I got 5.25% through Countrywide, but I know the rates in general have been going way up since last July when I got the rate locked.
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May 4 2006, 10:36 AM
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#40
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Group: Admin Posts: 6,906 Joined: 22-February 06 From: Austin Member No.: 9 |
QUOTE (pebkac @ May 3 2006, 10:46 PM) But... but... we offer gift certificates at thousands of retailers nationwide. I don't care! And your savings account interest rates suck! -------------------- |
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