I would hire a hitman to kill you all. All of you. Dead.

maybe its more fun than getting wasted and spraying yourself with insectiside? besides, i don't believe anyone on here thinks winning the lotto is their only path to success.

Don't worry, the losers that do win big are usually bankrupt in a few years anyways.

giant robot.

cash option, probably get more money out of that in the long run

plus you could buy things now instead of having to wait month to month



i would probably open my own business...brewery/bar of some sort

that's pretty much the exact opposite of how it works

with the annuity you just pay income taxes every year, so you end up with around 65-67% of the total jackpot. the cash option gives you about 45-50% of the total, and since most people blow the majority of the cash winnings immediately, they're not left with enough to make up the +/-20% difference, even over 26 years.

sure if you think the U.S. government can invest your money better than you.

when did i say that? the only people that ever win are huge rednecks, so the annuity is meant to protect them from blowing it all on cigarettes, above-ground pools, and more lottery tickets. none of those people could ever do any better, so those should be forced to take annuity payments.

and the winnings aren't "invested" in shit, it doesn't appreciate whatsoever while it's sitting there. for the most part, the money doesn't even exist until it's literally deposited into the winners' bank accounts. how many government-owned t-bills (as opposed to private investment) actually represent actual cash money paper dollar bills?

id get the most money i can out of it whatever that may be whatever choice it is

- pay off debt
- give money to my family
- invest
- pay for grad school
- take an awesome vacation

You have a better chance of making money on investment by taking the lump sum and then being wise about where and how you invest that money.

There is a lot more potential to become wealthier due to the time-value of money ... If you have more of it now, generally speaking, that's more valuable than some of it over the course of time ...

Unless you're a banking institution and you get some of it so to speak from thousands of sources over time.

I'd take the lump sum and make a very diverse investment portfolio with stocks, bonds, and whatever else I could think of.

I'd also try to become my own enterprise so to speak, taking part in businesses I found profitable and interesting and generally being an entrepeneur.

And i'd also buy a fuckton of porn

schwab said "probably get more money in the long run with the cash options". you said, "that's pretty much the exact opposite of how it works". I suppose if you're referring to someone wasting the cash when they get it, ok. but how someone else would spend it has little to do with the fact that based on an investing approach. even the red neck white trash you speak of could waste an annuity as well. it's not too hard to get into massive debt, no matter how much income you bring in.

as far as the lotto prize is concerned you should be able to make far more in the long run starting with the cash option over the annuity. the question is, do you think you could double your money over 26 years? i'd say you're a pretty poor investor if you can't do that.


an annuity is an account set up based on an intial amount, which will ensure that $x goes to the person each month. it most certainly does exist and is real money. it is also invested money, it's just that U.S. treasury bonds are one of the most conservative investments possible. the initial amount for an annuity will be less than you may think, because the small amount the account makes will be rolled back in to keep the payments going. annuities aren't required to use U.S. treasury bonds, it's just thats what the lotto uses. also, for a substantial fee there are financial institutions that will buy your annuity and convert it to a lump sum for you.

so... i didn't say that the government could produce a better return than i could.


this is what i said because the only people that win the lottery are trash. and none of you retards understand the concept that some people don't know how to handle money, so since all of you are going to be fanfuckingtastic genius investors (thanks for the hot tip in the other thread!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!), everybody else is, too. guess that's why everybody wins in the stock market!

believe it or not, it actually is difficult to spend the amount of money you win in the lotto. especially for the retards. there was a show a while back showing the lives of some lotto winners. one guy was a complete retard, had stupid shit like knives from "the knife show" that comes on at 4 am, shitty fake suits of armor, a friggin solid gold toilet. guy was a complete loser, but the lotto people set you up with advisors, and the way his winnings were set up (he won like 105 million one lump sum), he said he brought in something like $16,000 per day in interest.

trailer trash people don't win the lotto and think "i'm gonna go buy a $10 million diamond", or "i'm gonna go purchase a $75 million yacht". they think "hell yeah unlimited miller high life, for life!", or "hell yeah i can buy a NEW car now!". they don't think, "man i need to have zoodoobaba wood countertops from zimbabwe", they think "wow i can get a $2,000 granite countertop!".

I'd get one of these



and one of these





and then some spicy garlic wings and 2 beers